Category Archives: Subsidence

Subsidence issues caused by ground swell

The recent very heavy rainfall and flooding may not only cause immediate damage to your property but also potential further damage when the good weather finally does arrive.  The swelling of the soil under your house followed by the contracting … Continue reading

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Deal with subsidence issues early

  If you know, or even suspect, that your property has undergone subsidence or has been underpinned, it is much wiser to act than ignore it. Surveyors are becoming increasingly worried about cracks, bulges and window/door joinery distortions, commonly referring … Continue reading

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Help with insuring an underpinned property

How we helped a client insure their property that had historic underpinning problems.  Firstly a big thank you for the excellent service you provided. As you know the property had some under-pinning about 10 years ago and we had so … Continue reading

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DONT PAY FOR FRESH SURVEY REPORTS FOR HOMES WITH SUBSIDENCE PROBLEMS

On properties that have suffered subsidence or subsidence issues, or mining issues or historic movement. Things to note! If the subsidence excess exceeds £1500 or even, £1000 with some lenders like Nationwide Building Society the mortgage is invalid so please … Continue reading

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Mining & Subsidence effect on Insurance

When the UK was full of working coal mines, there was a lot of housing built very close to the Coal mines, and over the years as the mines grew larger the shafts sometimes went under the homes. When subsidence, … Continue reading

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Selling Subsidence Affected & Underpinned Properties

If your property has been affected by subsidence or has already been underpinned you may find it very difficult to obtain competitive insurance. This problem can be even worse if you are trying to sell your house especially in today’s … Continue reading

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