My partner is considering taking out income payment protection insurance

Q: My partner is considering taking out income payment protection insurance with yourselves to cover rent if off sick or unemployed in the future.

 

He suffered from a heart condition four years ago and has to take aspirin, blood pressure and heart tablet and cholesterol tablet daily.  He goes for six monthly check ups with his GP.  He has not had a heart problem for four years now, so would this be eligible under the scheme, should he need to claim under the policy in the future?

 

A: Thank you for your email.

 

Your partner would be eligible to apply for unemployment accident and sicknes cover. However he could not claim for any pre-existing or chronic conditions or anything related to those.

 

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